National Society of Credit Restoration

The credit repair process is a tedious one that can often handcuff a consumer. I like to state that a consumer challenging items on his/her credit report is the same as taking a knife to a gunfight. Restoring your own credit is like repairing your own transmission in your car or representing yourself in court. It is possible, but you have to be willing to invest the time to learn the process, assume the risks of inexperience and realize that it will probably take you longer and you will be less effective than our professional legal team. The consumer just doesn’t have the legal savvy or experience to handle the bureaus or creditors when it comes to challenging derogatory items from a credit report and having them deleted.

Another item I want to discuss today is: Don’t Get Suckered! There are a lot of, what we call, “Mom & Pop” shops claiming to clean up your credit without legal representation. These shops are often working outside of the Law! The very first thing you should ask any credit restoration company is, “Do I get Legal Representation?” Of course, with us, you get a vigorous and aggressive legal team (Attorney, case manager, paralegal) who will be working on your behalf. Often times, these “Mom & Pop” shops have items removed and later put back on your credit bureaus! This doesn’t happen with us at the National Society of Credit Restoration. Watch Out!

Beware of the Non-Profit Organizations out there as well. These companies claim to give out a 30 point guaranteed improvement to at least ONE of the three credit reports. I want all of you to ask anyone in a finance department or a loan officer on how they look at credit scores. These professionals will tell you that they look at a MIDDLE SCORE. The middle score of a credit report is just that, your middle score between Transunion, Experian, and Equifax. One small improvement to one score doesn’t really do you much good. Here at the National Society of Credit Restoration, we repair ALL 3 credit reports with an average increase of 127 points!

Finally, don’t pay for expensive software that claims to give you all the secrets of credit repair and at the same time, has YOU doing all of the legwork! There is a gentlemen out there that offers his “software” for thousands of dollars and it supposedly gives you the “know how” on the process of contacting the creditors and removing items. You get no attorney and you also get to do all the work! Yeah! Let us do the work for you.

-Steven Simonovich